IV. Service Overview

CICADA Finance offers a suite of services designed to enable users to efficiently manage and optimize DeFi assets, enhancing investment returns.

Track liquidity and yield distribution for DeFi assets.

4.1 Service Definitions

Services provided by CICADA include but are not limited to:

Digital asset management and interaction features, such as token minting, redemption, staking, swapping, bridging, and yield harvesting;

On-chain settlement modules for tokenizing Real-World Assets (RWAs) and facilitating on-chain liquidation;

Yield distribution mechanisms, including systems for allocating yields based on on-chain real returns and reward distributions;

Governance features, allowing users to participate in protocol governance and voting via platform governance tokens;

And other decentralized finance tools and smart contract services provided by CICADA from time to time.

The aforementioned features are automated technical functions and interaction portals of smart contracts, and do not constitute custody, settlement, brokerage, investment management, or any form of yield guarantee services provided by CICADA to users. Any APR/APY (Annual Percentage Rate/Annual Percentage Yield), points incentives, or yield projections displayed on the Platform are real-time estimates or historical data for reference only and do not constitute commitments or guarantees of returns.

4.2 User Eligibility and Compliance Requirements

To use CICADA Services, you represent and warrant that:

You are at least 18 years old and possess full legal capacity;

You do not reside, are not established, or primarily operate in restricted jurisdictions. Restricted jurisdictions include but are not limited to: any countries or regions subject to sanctions, embargoes, or similar restrictive measures by the United Nations, the U.S. Department of the Treasury's Office of Foreign Assets Control (OFAC), the European Union, the United Kingdom, or other relevant governmental/international organizations, as well as other regions autonomously designated by CICADA based on compliance risks, legal requirements, or commercial feasibility ("Restricted Regions"), including but not limited to: the United States (including territories), Mainland China, Singapore, Canada, Russia, Belarus, Iran, Iraq, Cuba, North Korea, Syria, Sudan, Venezuela, Yemen, Zimbabwe, Myanmar, Somalia, Uzbekistan, Crimea and Sevastopol, the Democratic Republic of the Congo, Nicaragua, Libya, Afghanistan, Pakistan, Haiti, Laos, Lebanon, Trinidad and Tobago, South Sudan, and any other countries or regions subject to sanctions by the United Nations, OFAC, the EU, the UK government, or its member states. CICADA may update the list of Restricted Regions from time to time and notify users via website announcements or other reasonable means. You will not use VPNs, proxies, or other privacy technologies to circumvent regional or identity restrictions; if we reasonably suspect evasion based on technical or compliance factors, we reserve the right to suspend or terminate Services to you.

You are not on any international sanctions lists (including those maintained by OFAC, the EU, the UN, the UK, etc.);

You will not use VPNs, proxies, privacy technologies, or other means to circumvent regional or identity restrictions;

Your use of the Services does not violate any applicable laws, regulatory requirements, or international standards.

4.3 User Responsibilities and Representations

You understand and agree that:

You bear full responsibility for the security of your accounts, private keys, and wallets;

CICADA does not hold your assets and does not provide custody services;

You must independently evaluate potential market, technical, policy, and liquidity risks associated with using the Services;

You are responsible for all tax reporting, regulatory compliance, and legal obligations;

CICADA assumes no liability for losses due to network interruptions, blockchain failures, smart contract vulnerabilities, or hacker attacks. However, this clause does not affect statutory liabilities under applicable law that cannot be disclaimed due to CICADA's willful misconduct, bad faith, or gross negligence.

4.4 Fees and Costs

In using CICADA Services, you may incur the following fees: operational fees for minting, redemption, swapping, staking, etc.; on-chain gas fees; bridging service fees; and fees charged by third-party services (e.g., wallets, bridging protocols). All fees are based on on-chain transactions. CICADA provides estimates only, and actual amounts may vary due to network conditions or contract parameter changes. CICADA reserves the right to adjust fee structures to the extent permitted by applicable law. We will generally provide advance notice of fee adjustments within a reasonable period; however, in cases of security, compliance, or technical emergencies, adjustments may be made immediately with subsequent notice.