Intellectual Property Rights

All content, materials, and intellectual property on or available through our Services, including but not limited to the CICADA Finance name, logos and trademarks, software, source code, pages, documents, text, graphics, images, and design, are owned by or licensed to CICADA Finance or its licensors and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.

We grant you a limited, revocable, non-exclusive, non-transferable license to access and use our Services and content for your personal, lawful use, in accordance with these Terms.

You must not:

• Copy, reproduce, modify, adapt, translate, or create derivative works of any part of the Services or content, except as expressly permitted by mandatory law or with our prior written permission.

• Distribute, license, sell, resell, publicly display, transmit, stream, broadcast or otherwise exploit any content of the Services, except as expressly permitted by us.

• Use any of our trademarks, logos, or branding without our express written consent, or remove any copyright, trademark, or other proprietary rights notices contained in the Services or content.

Nothing in these Terms shall be construed as granting, by implication or otherwise, any license or right to use any of CICADA Finance’s intellectual property, except as explicitly stated above. All rights not expressly granted to you are reserved by CICADA Finance and its licensors.

Feedback: If you choose to submit comments, suggestions, or ideas about our Services (“Feedback”), you agree that we are free to use such Feedback in any way, including in future enhancements and modifications to the Services, without any obligation to you. You hereby grant us a perpetual, worldwide, sublicensable, royalty-free, irrevocable license to use, modify, and incorporate any Feedback you provide.