I. Terms and Conditions

This User Service Agreement (hereinafter referred to as "this Agreement") is entered into jointly by CICADA Finance and its affiliated entities (hereinafter referred to as "CICADA," "we," or "the Platform") and the user (hereinafter referred to as "you," "user," or "your").

For purposes of this Agreement, "CICADA Finance" refers to the open-source smart contract system developed, deployed, and maintained by the CICADA team, along with its user interface (UI), decentralized applications (DApps), and related technical services. CICADA provides solely technical and instrumental services such as software development, protocol maintenance, and information display.

CICADA does not constitute, nor should it be construed as, any regulated financial institution, investment advisor, asset manager, broker-dealer, exchange, payment service provider, or custodian. Use of the Services does not establish any fiduciary, agency, partnership, employment, or investment advisory relationship between CICADA and the user.

This Agreement governs your access to and use of CICADA's official website (including but not limited to cicada.finance), mobile applications, decentralized interfaces (DApps), API services, and other services linked to these terms, as well as any information, text, links, graphics, photos, audio, video, or other materials stored, retrieved, or appearing thereon, whether accessed via the website or otherwise (collectively, the "Services"), and outlines the associated rights and obligations.

By accessing or using the Services, you confirm that you have read, understood, and agree to be bound by this Agreement and CICADA's Privacy Policy. If you do not agree, please immediately cease using CICADA's website and related Services.

Arbitration Notice: This Agreement includes arbitration provisions. Unless otherwise provided by law, you and we agree to submit any disputes related to the Services to binding arbitration, and you waive your right to resolve disputes through jury trial or class action.

In the event of any conflict between these terms and any applicable additional terms, these terms shall prevail unless explicitly stated otherwise. You agree to be bound by this Agreement and the Privacy Policy. If you do not agree to these terms, you may not use the Services, access the website, or otherwise utilize the Services.